📞 Hotline: +8801743134075 ✉️ Support: pintu.srsidea@gmail.com 🕒 Hours: Sun - Thu: 9:00 AM - 5:00 PM
🏛️ MRA License: MRA-LIC-2026-9081
eMicrofin Financial Services Ltd.

eMicrofin Financial Services Ltd.

SRS Idea Ltd
eMicrofin Financial Services Ltd.
SRS Idea Ltd
📞 Hotline: +8801743134075
🏛️ MRA License: MRA-LIC-2026-9081
Next-Gen Microfinance & Digital Banking Suite

Empowering Communities with Smart Microloans & High-Yield Savings

Fast, paperless financial inclusion engineered for micro-entrepreneurs, agricultural producers, and progressive households. Transparent rates, rapid approval, and zero hidden costs.

৳350M+
Micro Credit Disbursed
99.4%
On-Time Repayment Rate
25,000+
Active Members & Loanee
⚡ 24h Express Disbursement
🛡️ MRA Regulated & Audited
Digital Member Passbook
Rahima Begum
Active Loan
Available Savings Float
৳ 45,850.00
SME Loan (৳ 50,000) 70% Repaid
Paid: ৳ 35,000 Remaining: ৳ 15,000
Credit Products

Institutional Microfinance Solutions

Structured according to Bangladesh Microcredit Regulatory Authority (MRA) standards with transparent repayment schedules, flexible grace periods, and zero hidden fees.

🌱
From 12.0% Flat p.a.

Micro-Enterprise Loan (SME)

Working capital and asset financing for small grocery shops, retail stores, local tailoring, and light manufacturing workshops.

  • ✓ Loan Limit: ৳20,000 to ৳500,000
  • ✓ Flexible Weekly or Monthly Installments
  • ✓ Fast 24-Hour Approval & Direct Payout
🌾
Seasonal Grace Period

Agri & Seasonal Farming Credit

Crop cycle financing for seeds, fertilizers, irrigation, cattle rearing, dairy farming, and seasonal fisheries.

  • ✓ Loan Limit: ৳15,000 to ৳250,000
  • ✓ Post-Harvest Bullet Repayment Option
  • ✓ Weather & Livestock Advisory Support
👩‍🌾
Zero Collateral Required

Women Empowerment Group Lending

Community-based peer lending program based on the Grameen Model with zero physical collateral requirement.

  • ✓ Loan Limit: ৳10,000 to ৳100,000
  • ✓ 100% Collateral-Free with Peer Guarantee
  • ✓ Weekly Center Collection at Doorstep
💰
Up to 8.5% Profit Return

High-Yield DPS & Fixed Deposits

Disciplined monthly deposit schemes (DPS) and long-term term deposits with high profit-sharing rates.

  • ✓ Monthly Deposit from ৳500 to ৳10,000
  • ✓ Terms: 1, 3, 5, or 10 Years Maturity
  • ✓ Attractive Profit Yield up to 8.5% p.a.
🎓
Concessionary Terms

Education & Skill Development

Dedicated tuition support, vocational training fees, and emergency medical credit for borrower families.

  • ✓ Loan Limit: ৳10,000 to ৳80,000
  • ✓ Concessionary Interest Rate
  • ✓ Disbursed in 12 Hours
🛡️
100% Loan Waiver

Micro-Credit Life & Safety Shield

Comprehensive loan waiver protection and emergency death & disability benefit for borrower households.

  • ✓ Outstanding Loan Balance Full Waiver
  • ✓ Financial Grant to Nominee Family
  • ✓ Nominal One-Time Annual Premium
Transparent Calculation

Interactive Loan EMI & Repayment Calculator

Calculate your exact weekly or monthly repayment installment with full breakdown of principal and interest before applying.

Loan Amount Required ৳ 50,000
৳ 10,000 ৳ 250,000 ৳ 500,000
Repayment Duration (Tenure) 12 Months
Installment Frequency
Interest Calculation Method
Monthly Installment:
৳ 4,667
Principal Borrowed: ৳ 50,000
Total Interest Charge: ৳ 6,000
Total Repayment Amount: ৳ 56,000
Total Installments: 12 Payments
* Exact terms subject to field verification and credit scoring.
৳350M+
Total Credit Deployed
99.4%
On-Time Recovery Rate
25,000+
Active Micro Loanee
87.5%
Women Entrepreneurs
100%
MRA Regulatory Compliance
Nationwide Network

Our Branch Network & Field Centers

Visit our local branch offices for personalized counseling, savings deposits, and loan processing.

Dhaka Branch

BR-105
📍 Dhaka, Bangladesh
🟢 Active Branch

Jashore Branch

BR-104
📍 Doratana Jashore
🟢 Active Branch

Main Head Office Branch

BR-101
📍 12 Financial Plaza, Sector 4
🟢 Active Branch

Mirpur Branch

BR-102
📍 10 no Round Bot
🟢 Active Branch

Motijheel Branch

BR-103
📍 99 Motijheel
🟢 Active Branch

Sadar Branch

BR-106
📍 Doratana Jashore
🟢 Active Branch
Common Inquiries

Frequently Asked Questions

Clear answers to help you understand our microfinance terms, member savings, and repayment processes.

How quickly is a microloan approved and disbursed? +
Preliminary approval takes as little as 24 hours following field officer verification of your business premises or group center meeting. Funds are disbursed directly to your verified account.
Do I need physical collateral to apply for a loan? +
How can I check my current loan balance and savings? +
Is eMicrofin Financial Services Ltd. licensed by the government? +